eInvoicing isn't a feature. It's infrastructure.
Acume is a Peppol Approved Provider, PINT A-NZ ready, and certified by both the Australian and New Zealand Peppol Authorities. We send, receive and process eInvoices alongside PDFs in one structured workflow – with a fraud-resistant network underneath.
eInvoicing runs on a four-corner model.
Peppol is an open, standards-based network for structured business document exchange. Every invoice moves through the same four-step path, regardless of which accounting platform each party uses. Your Access Point handles the protocol. You just send and receive.
The ANZ eInvoicing mandate is not a future event.
Both governments have concrete adoption timelines with 2026 milestones. Public-sector agencies are already required to receive Peppol eInvoices. Supplier obligations are next.
The attack surface is the email channel.
Payment redirection. Supplier impersonation. Duplicate payments.
All three start with email. A spoofed supplier address. A PDF with a new bank account number. A fake supplier record set up through a phishing message. The invoice is never the vulnerability. The delivery channel is.
The ACCC recommends Peppol eInvoicing specifically as a countermeasure. It removes email from the process entirely.
Payment Redirection
A fraudster spoofs a supplier email and sends a "bank account change" notice. Without a verified baseline in the supplier master file, the AP team pays the wrong account.
Bank details on a Peppol invoice come directly from the supplier's accounting system. They can't be changed mid-flight.
Supplier Impersonation
A new "supplier" is set up through a phishing exchange. No controlled onboarding means no detection. Invoices follow. Payments follow.
Every Peppol invoice ties to a registered business identifier on the network. No anonymous senders. No shadow supplier records.
Duplicate Payments
Duplicate supplier records let the same invoice through two approval paths. Sometimes a fraudster exploits this deliberately. Sometimes it's human error you pay for anyway.
Structured Peppol data means the invoice reference, supplier ID and amount are all machine-matchable against prior payments automatically.
Peppol eInvoicing is a recommended fraud countermeasure. It removes the email channel entirely, eliminating the attack surface where most payment-redirection fraud begins. The vulnerability rarely starts with the invoice. It starts with the supplier master data – and the email channel behind it.
The structural difference isn't subtle.
PDF workflow and Peppol workflow look superficially similar. An invoice goes in one side, a ledger entry comes out the other. The difference is everything that happens between. Compare.
Every invoice starts as unstructured data.
- –Invoice arrives via email as a PDF attachment
- –OCR extracts best-guess data; manual validation required
- –Supplier bank details on every invoice need verifying
- –Duplicate detection is a separate manual check
- –Tax invoice compliance depends on PDF content
- –Audit trail stops at the email inbox
Every invoice arrives as structured data.
- +Invoice arrives as structured XML through an accredited Access Point
- +Line-level data, tax codes and totals already validated
- +Bank details tied to the supplier's registered Peppol identifier
- +Duplicate detection automated from structured references
- +PINT A-NZ eInvoice automatically satisfies tax invoice requirements
- +End-to-end audit trail from sender to recipient to ledger
Acume is a Peppol Approved Provider for Australia and New Zealand.
Certified by both Peppol Authorities.
Acume is listed on the Peppol Service Provider register as an Approved Provider, accredited by the Australian Taxation Office (the Australian Peppol Authority) and the Ministry of Business, Innovation & Employment (the New Zealand Peppol Authority). That means you can send and receive structured eInvoices directly through Acume, without a third-party integration layer.
Our eInvoicing capability is featured as a case study on einvoicing.govt.nz – the New Zealand Government's official eInvoicing reference site. If you're evaluating providers, it's a public, neutral source of evidence.
- StatusPeppol Approved Provider on the Peppol Service Provider register.
- FormatPINT A-NZ ready. Full send and receive capability.
- AU AuthorityAccredited by the Australian Taxation Office (ATO).
- NZ AuthorityAccredited by the Ministry of Business, Innovation & Employment (MBIE).
- Public proofFeatured case study on einvoicing.govt.nz.
The trust signals that can't be faked.
Public registrations. Accredited certification. Real customers.
Every claim on this page can be independently verified. The Peppol registration is public. The authority accreditations are verifiable. The case study is on a government site. And the customer quote is attributable.
- PeppolListed Approved Provider on the public Peppol Service Provider register.
- ATOAccredited Australian Peppol Access Point.
- MBIEAccredited New Zealand Peppol Access Point.
- NZ GovFeatured case study on einvoicing.govt.nz.
- Xero5-star rating on the Xero App Store.
Acume has transformed the way we manage accounts payable. We have real-time insight into every invoice, approval workflows we can actually trust, and the accuracy we need to make confident financial decisions.
Peppol-ready, on your stack.
A live demo on how Peppol eInvoicing works inside your accounting platform. Send, receive, integrate. We'll show you the mandate implications for your business, and what ready-by-2026 actually looks like in practice.